Tailored Products for Your Every Need
FlexSalary provides instant personal loans for emergency needs. It allows you to address shortage of funds, without going through the awkwardness of asking friends, family or employers, by offering quick loans. The process is 100% digital with simple eligibility criteria, and minimal documentation, ensuring a hassle-free borrowing experience.
Every customer is evaluated by our proprietary loan approval algorithm for instant approval. If you comply with the requirements of the application and electronically identify yourself and your income, you may be instantly approved and have access to your personal loan immediately after you review and e-sign your loan documentation.
If you are approved for a FlexSalary account, you will not be required to offer any collateral for this loan. You will need to sign an authorisation form allowing us to draft money from your bank account on your due date (if you have not already paid your minimum payment due).
Truly Flexible: You can now repay your loan with easy EMIs. You also have the freedom to pay any amount higher than the EMI, or even clear the entire outstanding balance anytime - whenever you have funds available - without any prepayment charges or penalties.
The loan process is completely transparent, and each customer of VIVIFI using the FlexSalary product is made aware of every cost that is associated with their FlexSalary account including the actual payment burden.
Our friendly and multilingual customer care staff is always just a call or click away. You can call us Monday through to Saturday from 8 AM IST to 8 PM IST. You can also email us at [email protected] for any assistance.
The entire application and verification process is completed through our secure servers which do not save any data. No single entity has access to this data and hence it is entirely safe and secure.
| Loan Amount | Upto ₹3,00,000 |
| Interest Rate | 18% - 42% |
| Annual Percentage Rate (APR) | 20% - 70% |
| Tenure | Up to 36 Months |
| Processing Fee | Up to 4.25% + GST |
| Late Fee | Up to ₹150 per Instance | Auto-Debit Failure Charges | Up to ₹60 Per Instance |
| Pre - Payment Penalty | ₹0.00 |
| Approved Loan Amount | ₹61,900 |
| Processing Fee | ₹3,100 |
| Tenure (Months) | 36 |
| Interest Rate | 35.0% |
| EMI Amount | ₹2,801.06 |
| Total Interest | ₹38,938.33 |
| Annual Percentage Rate (APR) | 39.15% |
| Total Repayment Amount | ₹1,00,838.33 |
FlexPay is an instant credit app that offers personal loans up to Rs. 3 Lakhs to salaried employees and individuals with recurring income. It is an unsecured personal loan product, hence, collateral is not required.
Every customer is evaluated by our proprietary loan approval algorithm for instant approval. If you comply with the requirements of the application and electronically identify yourself and your income, you may be instantly approved and have access to your personal loan immediately after you review & sign your loan documentation.
If you are approved for a FlexPay account, you will not be required to offer any collateral for this loan. You will need to sign an authorisation form allowing us to draft money from your bank account on your due date (if you have not already paid your minimum payment due).
Truly Flexible: You can now repay your loan with easy EMIs. You also have the freedom to pay any amount higher than the EMI, or even clear the entire outstanding balance anytime - whenever you have funds available - without any prepayment charges or penalties.
The loan process is completely transparent, and each customer of VIVIFI using the FlexPay product is made aware of every cost that is associated with their FlexPay account including the actual payment burden.
Our friendly and multilingual customer care staff is always just a call or click away. You can call us Monday through to Saturday from 8 AM IST to 8 PM IST. You can also email us at [email protected] for any assistance.
The entire application and verification process is completed through our secure servers which do not save any data. No single entity has access to this data and hence it is entirely safe and secure.
| Loan Amount | Up to ₹3,00,000 |
| Interest Rate | 18% - 42% |
| Annual Percentage Rate (APR) | 20% - 70% |
| Tenure | Up to 36 Months |
| Processing Fee | Up to 4.25% + GST |
| Late Fee | Up to ₹150 per instance |
| Auto Debit Failure Fee | Up to ₹60 per instance |
| Pre - Payment Penalty | ₹0.00 |
| Approved Loan Amount | ₹1,00,000 |
| Processing Fee | ₹5,000 |
| Interest Rate | 39% |
| Tenure | 9 |
| EMI Amount | ₹12,999.68 |
| Annual Percentage Rate (APR) | 52.41% |
| Total Interest Paid | ₹16,997.15 |
| Total Repayment Amount | ₹1,16,997.15 |
Udyam Flex Loan specializes in providing fast and tailored loan solutions to MSMEs in India to thrive and scale their businesses, across all sectors. Whether you're a kirana store owner or a mid-enterprise in industries like textiles, manufacturing, or retail, Udyam Flex Loan is here to support your growth journey.
Embark on your entrepreneurial journey with Udyam and access quick loans to kickstart & elevate your business.
Seize your business opportunities effortlessly and gain access to quick business loans of up to 10L, designed to fuel the growth of your MSME & addressing your immediate capital requirements
If you are approved for a Udyam Flex Loan account, you will not be required to offer any collateral for this loan. You will need to sign an authorisation form allowing us to draft money from your bank account on your due date (if you have not already paid your minimum payment due)
Regardless of your credit history, access hassle-free business loans tailored to your needs and unlock opportunities for your business even with low CIBIL scores.
Experience a 100% digital application process & a seamless access to business loans, making securing funds for your MSME effortless and convenient.
Through transparent financing for MSMEs, Udyam Flex Loan gives you the freedom to settle your business loan early with zero pre-closure charges or hidden fees, empowering you to manage your finances with confidence.
The entire application and verification process is completed through our secure servers which do not save any data. No single entity has access to this data and hence it is entirely safe and secure.
| Limit | Upto ₹10,00,000 |
| Interest Rate | 18% - 42% |
| Annual Percentage Rate (APR) | 20% - 70% |
| Tenure | Upto 36 Months |
| Processing Fee | Up to 4.25% + GST |
| Transaction Fee | NA |
| Late Fee | Upto ₹150 per instance |
| Auto Debit Failure Fee | ₹60 per instance |
| Pre - Payment Penalty | ₹0 |
| Approved Loan Amount | ₹1,00,000 |
| Interest Rate | 28% |
| EMI Amount | ₹4,137.51 |
| Tenure | 36 Months |
| Processing Fee | ₹5,000 |
| APR | 31.97% |
| Total Repayment Amount | ₹1,48,950.43 |
| Total Interest Paid | ₹48,950.43 |
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Unit A, 9th Floor, MJR Magnifique, Survey No 75 & 76, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana - 500008
